How To Prepare for 2015 In Money and In Style!
Friday, November 28, 2014
Hey Everyone!!!
Can you believe that 2015 is right around the corner? People
always say that the year “goes fast” but 2014 actually did go fast, at least
for me. I’m always ready and awaiting a
fresh new year with a fresh new start. Each year, I get better at learning from
hard times and taking those lessons and making some better out of them. Growing
financially mature is one of the main lessons always in my life. I've been
through alot money wise, I often think “I must be getting prepared to me a
millionaire.” Lol I learned that there is nothing embarrassing about your
struggle, at least learn from it.
Planning for an awesome 2015 financially is what I’m
starting for the New Year. It’s not enough to just say, “I want to save more”. I need a plan of attack!! Here are some ideas
I've got going in my Notes section of my IPod. I’m always keeping running
lists, inspiration and ideas in that area and it’s naturally convenient as
well.
#1- Cleaning out my
handbag, wallet, receipts, bill folders- I can be a bit messy sometimes,
but once heard an motivational speaker say to treat your money, no matter much
you have, like you want it to treat you. Getting organized and putting forth
effort to staying organized, like cleaning your purse out once week is on my to
do list.
#2 Setting a savings
goal and creating a plan of attack- My biggest issue to date financially is
saving money. I feel like if I can destroy the thought of “I can’t save money
very well” I will be able to do so much more. I've currently started to
challenge myself to save and it has been going well. I have a big goal for 2015, to save a set amount
so that we can move into our own place. I want to be prepared to move and move
the way I want to (new furniture, professional movers) and I need put the money
aside as much as possible. I’m working on that plan of attack too. I will
become a great saver!
#3 Speaking financial
greatness into my life- If I don’t tell myself, that I can save, I can
spend wisely, I can budget well for my family, I will be able to support my
family abundantly….then who will? Speaking those positive phrases over your
financial life can help you become to fiscal diva you want to be. All this is
coming from a woman who has been unemployed on and off for 5 years, single mom
of twins, living with a parent with currently $65 in her pocket. WE will be great in money and
style!!!!!
Capital One 360 BlackFriday Sale can help you on the road to financial savvy and style. Check out these awesome offerings to start
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I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.
Style Friday: My Fall/Winter Fashion Wishlist!!!
Thursday, November 27, 2014
Hey Everyone!!
Here's my Fall/Winter Fashion Wishlist. I just LOVE this weather....until we got a Southern snow and I'm stuck in the house for three days because of two inches of snow.:(
"Shoeties" or "Booties"
Jeans ( at least two pair)
Demin vest
Black blazer
Chambray shirt
Large, HUGE Slouchy black hat
Moto jacket
Combat boots
New Winter Coat
Black Tights
Black heels or pumps
Black Cardigan
As you can see, I need ALOT of basics. I don't how this happens. I think its because I don't buy alot of clothing. I love fashion but my clothing budget is super slim. Plus, I buy jewelry and makeup before clothing. Finding things that fit and look good and I actually like is such a challenge with my size and height sometimes. So earrings and makeup almost always fit! LOL! But I don't give up, I can look good at any size. Things are looking up and I'm finding some great pieces at some good prices! I'll keep you updated and follow me on Instagram, that's where I post alot of my mini, itsy bitsy hauls. lol!
Quick! What Should I Buy? Holiday Guide 2014: $.99 E-Books From Delphine Publications......
Hey Everyone!!!
Here's an awesome Black Friday sale deal for my readers and book nerds. Delphine Publications is having a $.99 E-book sale available on these book titles on Amazon and Nook. I just read Splitting Karma
and I'm in the middle of The Words I Didn't Say
. If you are anything like me, just chilling in the house watching movies and eating this holiday, grab one of these $.99 deals and get ready dive into some interesting characters and their lives!!Check out the list of $.99 books below and follow Delphine Publications on Facebook and Twitter. Plus, stay tuned for my book reviews of Splitting Karma, The Words I Didn't Say and Hate The Way He Loves Me.
5 Ways To Save Money On Cosmetics!!!
Wednesday, November 26, 2014
Hey Everyone!!
I wanted to share with you my top five ways I save money on cosmetics. Sometimes, I splurge and buy what I want but most cases, I'm looking for an awesome deal on makeup, high or low end. Here are few ways I get this done!
#1
Improve your application technique....
Each year I set "beauty resolutions" and most of them are technique goals: how to contour, how apply lashes, how to do a smoky eye, etc. I've done this goal setting for years and with each goal reached, I noticed I could use cheap makeup and bang out a look that would rival any high end makeup look. It was all because my technique got better. When the application got better, I could use any brand and do a great look. Improving your makeup application can save you money in the long run!
#2
Chill... don't be so heavy handed.....
I believe "heavy handed-ness"( not a real word. lol) is a mental disease. It has nothing to do with the fact that you actually like a lot of product but a lot of times we are heavy handed with products and use to much because you just go out and buy more. We subconsciously think, "I'll run out, and I'll just get some more". I treat a lot of favorite products, especially primers and BB Creams, like they are limited edition. When you run out, you have RAN out and there is no more being reproduced!! Just think about that the next time you are about to over apply your loose powder or concealer....it's "limited edition"!
#3
Stash Shopping.....
Whenever I get the urge to shop and Navient/Miss Sallie Mae is on my tail, I go to the drawers...or makeup and shop around my own stash for makeup I haven't used in a while. Most of the time, I find brand new stuff. Then I don't need to shop for new stuff, when I have new stuff. This is especially effective with nail polish. There's always a bottle of new polish awaiting me in my stash!! Try it, shop your stash, I guarantee there's free and "new" stuff in there.
#4
Stick to your "Holy Grails"
Stick to your "Holy Grails", products are faithful to your face and that you can't live without. You know they work and you know their price. But it's when you want to try something new, you tend to over spend, trying to find a new product or products when the Holy Grail product has been working all along.
#5
Create a Wishlist
I have a running list in my Notes section on my iPad and occasionally a Pin products on Pinterest of products I want to try. Its really to organize my mind, so I can see what I want, what I've changed my mind about, and what I can't live without. The wishlist is sort a visual way of budgeting in a sense. I see what I want, if I want make the ends to get it, and how I will do that or if its all worth it. That way, it helps me save money on an impulse buy.
These tips have helped me so much!! Got any other money saving tips toward beauty you want to add? Hit me in the comments:).
I wanted to share with you my top five ways I save money on cosmetics. Sometimes, I splurge and buy what I want but most cases, I'm looking for an awesome deal on makeup, high or low end. Here are few ways I get this done!
#1
Improve your application technique....
Each year I set "beauty resolutions" and most of them are technique goals: how to contour, how apply lashes, how to do a smoky eye, etc. I've done this goal setting for years and with each goal reached, I noticed I could use cheap makeup and bang out a look that would rival any high end makeup look. It was all because my technique got better. When the application got better, I could use any brand and do a great look. Improving your makeup application can save you money in the long run!
#2
Chill... don't be so heavy handed.....
I believe "heavy handed-ness"( not a real word. lol) is a mental disease. It has nothing to do with the fact that you actually like a lot of product but a lot of times we are heavy handed with products and use to much because you just go out and buy more. We subconsciously think, "I'll run out, and I'll just get some more". I treat a lot of favorite products, especially primers and BB Creams, like they are limited edition. When you run out, you have RAN out and there is no more being reproduced!! Just think about that the next time you are about to over apply your loose powder or concealer....it's "limited edition"!
#3
Stash Shopping.....
Whenever I get the urge to shop and Navient/Miss Sallie Mae is on my tail, I go to the drawers...or makeup and shop around my own stash for makeup I haven't used in a while. Most of the time, I find brand new stuff. Then I don't need to shop for new stuff, when I have new stuff. This is especially effective with nail polish. There's always a bottle of new polish awaiting me in my stash!! Try it, shop your stash, I guarantee there's free and "new" stuff in there.
#4
Stick to your "Holy Grails"
Stick to your "Holy Grails", products are faithful to your face and that you can't live without. You know they work and you know their price. But it's when you want to try something new, you tend to over spend, trying to find a new product or products when the Holy Grail product has been working all along.
#5
Create a Wishlist
I have a running list in my Notes section on my iPad and occasionally a Pin products on Pinterest of products I want to try. Its really to organize my mind, so I can see what I want, what I've changed my mind about, and what I can't live without. The wishlist is sort a visual way of budgeting in a sense. I see what I want, if I want make the ends to get it, and how I will do that or if its all worth it. That way, it helps me save money on an impulse buy.
These tips have helped me so much!! Got any other money saving tips toward beauty you want to add? Hit me in the comments:).
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